Services & Tools
Finance Info & Tools
Be Finance-Ready Before You Buy
Buying a car is exciting – and having a clear picture of what you can afford makes the process smoother. We strongly recommend getting pre-approval or an affordability check from your own bank or financial institution before engaging with a dealership.
Doing this first helps you:
- Understand your realistic budget and monthly repayments.
- Have a backup in case the dealership’s financing doesn’t go through.
TIP! Even if you plan to finance through the dealership, pre-qualification gives you confidence and can speed up the approval process.
How to Use These Tools
Below are links to major South African banks’ vehicle finance calculators and pre-approval tools. These tools are provided by the banks themselves and are meant to guide you.
My New Car SA (Pty) Ltd does not provide financing and is not responsible for decisions made based on these tools. Always confirm terms directly with the bank or finance provider. Clicking these links will take you to third-party websites. Each provider has their own terms and privacy practices, so always review those carefully before submitting any personal information.
Quick Checklist Before You Apply
- Know your monthly budget.
- Check your credit score if possible.
- Gather necessary documents (ID, proof of income, proof of address, payslips/bank statements).
Insurance Info & Tools
Vehicle insurance is one of the biggest monthly costs of owning a car – and pricing can vary dramatically between providers.
We recommend comparing multiple quotes before choosing a policy, even if the dealer offers insurance. In most cases, you’ll want full comprehensive cover, especially when financing a vehicle.
Tips Before You Choose Insurance
- Check whether the policy includes car hire, windscreen cover, and roadside assistance.
- Understand your excess (the amount you pay if you claim).
- Confirm the insured value (market value vs retail value).
- If required, ask about tracking device requirements and fees.
Popular Insurance Providers & Quote Options (South Africa)
Below are reputable insurers and comparison options you can use to get quotes:
Products & Accessories
Want to personalise your vehicle or add protection from day one? Through our trusted partner dealerships, we can assist with a wide range of optional extras and value-added products.
Some extras include:
- Smash-and-grab protection
- Tracking systems
- Tow bars
- Paint protection
- Bull bars and cattle rails
- Extended warranties and/or service plans
- Upgraded tires (especially 4×4 and adventure vehicles)
Simply tell us what you’re interested in when submitting your enquiry – we’ll request pricing and options from the supplying dealership.
Fleet Services
If you’re buying vehicles for a business, fleet pricing and sourcing can make a significant difference over time. My New Car SA assists businesses with fleet purchases by helping them secure competitive offers through trusted dealership networks.
Who This Is For
- Small to medium businesses expanding their fleet
- Companies replacing ageing vehicles
- Delivery and service fleets (bakkies, vans, passenger cars)
- Businesses needing multiple vehicles over time
How We Can Help
- Vehicle sourcing based on your budget and operational needs
- Competitive fleet pricing options from reputable dealers
- Guidance on total cost of ownership (fuel type, service plans, warranty coverage)
- Assistance with delivery and nationwide coordination where needed
If you’d like fleet assistance, contact us with your required vehicle types, quantities, and timeframes – and we’ll advise the best route forward.